How to Build a Yes Fund for the Life You Actually Want
Not every savings goal has to be responsible. I have a dedicated spending account called my SPEND account and it is one of the best financial decisions I have made. It is money set aside specifically for the things that make life feel like the one I actually want. Here is what a Yes Fund is, why you need one, and how to build yours.
The Rich Girl Money Date: My Monthly Financial Check-In Ritual
Rich girls do not avoid their money. They date it. Every Sunday I sit down with my accounts, my trackers, and my planner and I spend intentional time with my finances. No rushing, no guilt, no dread. Just me, my numbers, and a clear picture of where I stand. Here is exactly how my money date works and how you can build your own.
The 'Would I Pay Cash For This?' Test: My Petty Little Rule for Big Purchases
I joined a vacation club. Yes, me — the same woman always preaching about not getting talked into stuff. I sat through the pitch, did the math, signed the paper. And I'm not mad about it. The only reason I'm not mad? One petty little question I now ask myself before every big purchase: would I pay cash for this, today, in twenties, out of my actual wallet? It's the rule that's saved me thousands on the no's and given me peace on the yes's.