The Rich Life Debt Eliminator
A smart Excel debt payoff tracker that tells you exactly which debt to attack first, and shows you the receipts as you knock them down.
Because living rich starts with owing less.
***
WHAT YOU GET
→ A 5-tab Excel tracker (.xlsx) with built-in formulas, no setup required
→ A Dashboard that shows total debt, monthly interest cost, total paid, and your next target debt at a glance
→ A My Debts sheet that tracks up to 10 debts and ranks them two ways automatically
→ Avalanche AND Snowball strategy comparison so you can pick the method that fits your brain. The sheet does the math
→ A Payment Log to track every payment with interest vs principal breakdown
→ A running total of how much you've paid, how much interest you've eaten, and how much principal you've actually knocked out
→ Color-coded inputs so you know exactly which cells to fill in
***
WHO THIS IS FOR
→ Women ready to stop avoiding the bank app and face the numbers
→ Anyone juggling multiple credit cards, loans, or buy-now-pay-later balances
→ Girls who love a good spreadsheet and want a real plan instead of guessing
→ Anyone who's tried the Notes app method and is ready for something that actually works
***
HOW IT WORKS
1. Download the Excel file instantly after purchase
2. Open the My Debts tab and plug in your balances, interest rates, and minimum payments
3. Pick your strategy. Avalanche saves the most money. Snowball gives you faster wins
4. Tell it how much extra you can put toward debt each month
5. The tracker highlights your target debt in gold so you know exactly where the extra goes
6. Log every payment and watch the balances shrink
***
THE BIGGER PICTURE
Debt is loud. It's the reason you can't book the trip, sign the lease, or quit the job. The Rich Life Debt Eliminator helps you build a real, math-backed plan to get free, without shame, without spreadsheet tears, without guessing.
Pair it with The Rich Life Planner to plan your weeks AND your money in one rich life ecosystem.
***
FILE FORMAT
Microsoft Excel (.xlsx). Works in Excel, Google Sheets (with minor formula adjustments), and Numbers. Built for desktop use. Viewable on mobile but best experienced on a laptop.
***
TERMS OF USE
This product is licensed for PERSONAL USE ONLY by a single user. By purchasing, you agree to the full Terms of Use included on the first tab of the file.
You MAY use this tracker for your own personal debt tracking and modify your personal copy with your own data.
You MAY NOT resell, redistribute, share, gift, upload, or commercially use this product or any portion of it. You may not claim authorship, create derivative products, or remove copyright notices. Violation constitutes copyright infringement under 17 U.S.C. § 501 and may result in legal action.
ALL SALES ARE FINAL. Due to the digital nature of this product, no refunds, returns, or exchanges will be issued.
***
DISCLAIMER
This tracker is for informational and organizational purposes only. It is not financial, legal, or tax advice. Rich Out Loud and TND Media Group LLC are not licensed financial advisors. Always consult a qualified professional regarding your specific financial situation.
***
Created with love by Tiah
Rich Out Loud · TND Media Group LLC
live rich. love loud.
© 2026 Rich Out Loud · TND Media Group LLC · All Rights Reserved
***
The Rich Life Debt Eliminator
A smart Excel debt payoff tracker that tells you exactly which debt to attack first, and shows you the receipts as you knock them down.
Because living rich starts with owing less.
***
WHAT YOU GET
→ A 5-tab Excel tracker (.xlsx) with built-in formulas, no setup required
→ A Dashboard that shows total debt, monthly interest cost, total paid, and your next target debt at a glance
→ A My Debts sheet that tracks up to 10 debts and ranks them two ways automatically
→ Avalanche AND Snowball strategy comparison so you can pick the method that fits your brain. The sheet does the math
→ A Payment Log to track every payment with interest vs principal breakdown
→ A running total of how much you've paid, how much interest you've eaten, and how much principal you've actually knocked out
→ Color-coded inputs so you know exactly which cells to fill in
***
WHO THIS IS FOR
→ Women ready to stop avoiding the bank app and face the numbers
→ Anyone juggling multiple credit cards, loans, or buy-now-pay-later balances
→ Girls who love a good spreadsheet and want a real plan instead of guessing
→ Anyone who's tried the Notes app method and is ready for something that actually works
***
HOW IT WORKS
1. Download the Excel file instantly after purchase
2. Open the My Debts tab and plug in your balances, interest rates, and minimum payments
3. Pick your strategy. Avalanche saves the most money. Snowball gives you faster wins
4. Tell it how much extra you can put toward debt each month
5. The tracker highlights your target debt in gold so you know exactly where the extra goes
6. Log every payment and watch the balances shrink
***
THE BIGGER PICTURE
Debt is loud. It's the reason you can't book the trip, sign the lease, or quit the job. The Rich Life Debt Eliminator helps you build a real, math-backed plan to get free, without shame, without spreadsheet tears, without guessing.
Pair it with The Rich Life Planner to plan your weeks AND your money in one rich life ecosystem.
***
FILE FORMAT
Microsoft Excel (.xlsx). Works in Excel, Google Sheets (with minor formula adjustments), and Numbers. Built for desktop use. Viewable on mobile but best experienced on a laptop.
***
TERMS OF USE
This product is licensed for PERSONAL USE ONLY by a single user. By purchasing, you agree to the full Terms of Use included on the first tab of the file.
You MAY use this tracker for your own personal debt tracking and modify your personal copy with your own data.
You MAY NOT resell, redistribute, share, gift, upload, or commercially use this product or any portion of it. You may not claim authorship, create derivative products, or remove copyright notices. Violation constitutes copyright infringement under 17 U.S.C. § 501 and may result in legal action.
ALL SALES ARE FINAL. Due to the digital nature of this product, no refunds, returns, or exchanges will be issued.
***
DISCLAIMER
This tracker is for informational and organizational purposes only. It is not financial, legal, or tax advice. Rich Out Loud and TND Media Group LLC are not licensed financial advisors. Always consult a qualified professional regarding your specific financial situation.
***
Created with love by Tiah
Rich Out Loud · TND Media Group LLC
live rich. love loud.
© 2026 Rich Out Loud · TND Media Group LLC · All Rights Reserved
***
